Quickstart

This guide walks you through choosing how you get paid, creating a product, and collecting your first payment.

Before you begin

Make sure you have a Suby account. If not, sign up here.

Crypto only is open to everyone. Accepting all payment methods requires a quick verification before going live. Learn more about the review process.

Step 1: Choose your payment methods

During onboarding, pick one of two setups.

All payment methods

Cards (Visa, Mastercard, Amex…), local payment methods, and crypto, all in one checkout.Requires a KYC/KYB verification. Every payment, whatever the method, lands in a single unified USDC balance in your Suby account.

Crypto only

Accept USDC, USDT, ETH, SOL, BNB and more, worldwide. No KYC/KYB needed: go live in minutes.You then choose how you want to receive the funds (see below).

Crypto only: choose your settlement

If you go crypto only, pick what happens to each payment:

Auto-convert to USDC

Every payment is converted to USDC and settled on the network of your choice: Polygon or Base. One asset, one chain, whatever your customers pay with.

Keep original assets

You receive exactly what the payer sent, on the chain they paid on: ETH stays ETH, SOL stays SOL.

You can change your settlement preference later from your dashboard.

Step 2: Create a product

Everything is configured in one place. From your dashboard, click Create product and set up:

Name: what you’re selling (e.g. “Pro Plan”, “Premium Community”, “Design Templates”)
Billing type: one-time or recurring (e.g. monthly / yearly)
Price: in USD or EUR
Integration: how customers get access after paying (PayLink, API, Discord, or Telegram)

You can create multiple products with different billing types, prices, and integrations, for example a monthly plan and a yearly plan.

Step 3: Choose your integration

PayLink
API
Discord
Telegram

The fastest way to start and the best option for testing or accepting payments without writing any code. Generate a checkout link and share it anywhere: your website, a Discord message, an email, a bio link.

From your product page, click Generate PayLink
Copy the link
Share it: your customers can pay immediately

PayLinks can be combined with the API for more complex flows: use PayLinks for quick sales and the API for subscription management or custom logic.

Learn more about PayLinks

Full control over the checkout experience. Best for SaaS, e-commerce, and digital sellers who need custom checkout flows, webhook-driven access control, or tight backend integration.

Go to Settings → API Keys and generate your API key (sk_live_… for production, sk_sandbox_… for testing)
Send it in the X-Suby-Api-Key header on every request
Call the Create a checkout session endpoint, then redirect the payer to the url returned in data

curl -X POST https://api.beta.suby.fi/v3/checkout/sessions \
  -H "X-Suby-Api-Key: sk_live_xxx" \
  -H "Content-Type: application/json" \
  -d '{
    "mode": "payment",
    "productId": "pro_xxx",
    "customer": { "email": "user@example.com" },
    "successUrl": "https://yourapp.com/success",
    "cancelUrl": "https://yourapp.com/cancel"
  }'

Use "mode": "subscription" to open a subscription instead · a recurring product sold as payment is charged once and never renews.Prefer to render crypto payments inside your own site? Use the headless crypto endpoints (/v3/crypto/assets, /v3/crypto/quote, /v3/crypto/charges) instead of the hosted checkout.Full API reference · Webhooks

Step 4: Set up payouts

Before you can receive money, configure where you want to be paid.

Go to Settings → Payouts
Choose your payout method: bank account, Venmo, PayPal, or stablecoins
Enter your details and save

You’re live

Once you’re set up (and your verification is approved if you accept all payment methods), switch to live mode from Settings → General and start collecting payments.

Explore the API

Endpoints, authentication, webhooks.

Discord integration

Gate access to roles and channels automatically.

Telegram integration

Unlock groups and channels on payment.

Contact the team

Reach us on WhatsApp, Telegram, Discord, or email, whatever works for you.

About Suby

Sandbox/Test Mode

Platform

For Customers

Legal

Before you begin

Step 1: Choose your payment methods

All payment methods

Crypto only

Crypto only: choose your settlement

Auto-convert to USDC

Keep original assets

Step 2: Create a product

Step 3: Choose your integration

Step 4: Set up payouts

You’re live

Explore the API

Discord integration

Telegram integration

Contact the team

​Before you begin

​Step 1: Choose your payment methods

All payment methods

Crypto only

​Crypto only: choose your settlement

Auto-convert to USDC

Keep original assets

​Step 2: Create a product

​Step 3: Choose your integration

​Step 4: Set up payouts

​You’re live

Explore the API

Discord integration

Telegram integration

Contact the team

Before you begin

Step 1: Choose your payment methods

Crypto only: choose your settlement

Step 2: Create a product

Step 3: Choose your integration

Step 4: Set up payouts

You’re live