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Suby.fi takes one-time and subscription payments by card/APM and crypto, priced in USD or EUR, and can grant access (Discord, Telegram, files, licences) automatically once a payment lands.

Base URL & environments

All routes live under /v3, e.g. https://api.beta.suby.fi/v3/payments. Authenticate with the X-Suby-Api-Key header · the environment comes from your key prefix (sk_live_… / sk_sandbox_…), not a header.
During the beta the API is served at api.beta.suby.fi; api.suby.fi still serves v2. Update your base URL at GA.

How money moves

Every payment starts with a checkout session. You describe what to charge, we host the page that collects the card. That is the whole integration · and it is why no card data ever reaches your servers.
The buyer picks the method on the page: cards and APMs (CARD, APPLE_PAY, GOOGLE_PAY, KLARNA, IDEAL, BANCONTACT, TWINT, BLIK, AFFIRM, ALMA, BILLIE, SCALAPAY, MULTIBANCO, PAYPAL, SEPA_DIRECT_DEBIT, ACH_DIRECT_DEBIT) or crypto. Which ones appear is your account configuration, never the acquirer’s. A session on a product that carries a recurringInterval also opens the subscription and bills its first cycle. Card renewals then run off-session with smart retry; crypto renewals go through a per-cycle email. You never call the API for cycle N+1.

The two exceptions

POST /v3/payments/off-session exists for the cases a hosted page cannot serve: A card charge with the buyer present is refused there. There is no tokenization SDK, and no way to bring your own token.

Crypto networks

Payments settle same-chain into stablecoins. Which assets your account accepts is set per environment in your account configuration. Sandbox is limited to Base Sepolia (84532, USDC/ETH).

Get started

  1. Create an account at dashboard.suby.fi.
  2. Generate an API key in settings · shown once.
  3. Create a product, then a checkout session.
  4. Register a webhook endpoint in the dashboard, and verify signatures on your side.
  5. Accepting cards? Complete business verification in the dashboard onboarding.

Quickstart

Product to first payment, in a few requests.

Authentication

Keys, environments, sandbox.

Webhooks

Events, payloads, signature verification.

API Reference

Every endpoint and field.