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Suby supports fiat and stablecoin payments at checkout. Customers choose their preferred method and Suby handles the rest. Suby operates in two modes, All Payment Methods and Crypto Only, which determine how your funds are held and settled after a payment. See below for details on each.

Classic Payment Methods

Accepted Methods

Cards

Visa, Mastercard, Amex, and all major networks.

Apple Pay

Available on supported Apple devices and browsers.

Google Pay

Available on supported Android devices and browsers.

Klarna

Pay now, pay later, or in installments where available.

Bank Account

Direct bank transfer.

Pricing Currency

All fiat payments are currently priced in USD & EUR.
If a customer’s card or bank account is denominated in another currency, their bank handles the FX conversion at the time of payment. Suby does not apply any additional conversion fee.

Settlement

Fiat payment proceeds are settled through Suby’s payment infrastructure and appear in your dashboard, and in your Suby Balance, in USD or EUR. Once settled, the funds are available for withdrawal, you decide when to withdraw them to your configured bank account or crypto wallet, there’s no fixed automatic payout schedule.

Stablecoin & Crypto Payments

Supported Tokens & Networks

Pricing & Conversion

Crypto payments are priced in USD or EUR. When a customer selects a token at checkout, Suby converts the USD or EUR price into the exact token amount using Pyth price feeds at the time of the transaction.

Pyth Price Feeds

A high-frequency oracle network providing real-time price feeds for all supported assets. The rate is locked at checkout for the duration of the session.
The customer sees the USD price and the exact token amount before confirming. Your dashboard records both the USD equivalent and the token paid.

Settlement

Settlement depends on your mode:
  • All Payment Methods mode: crypto payments are auto-converted to USDC on Base and credited instantly to your Suby Balance, alongside your fiat payments. You withdraw from your balance to your bank account or wallet whenever you choose.
  • Crypto Only mode: payments are non-custodial and do not pass through your Suby Balance. Funds are sent directly to your configured wallet, either as the exact asset and network the customer paid with, or auto-converted to USDC on Base, depending on your settings. No intermediary holds your assets.

FAQ

USD & EUR are the only supported pricing currency for now. If you need to sell in a specific currency, contact the team.
The token amount is calculated and locked when the customer initiates the checkout session. If the session expires before payment is confirmed, a new rate is applied.
Crypto payments are charged at a flat 1.5% transaction fee, lower than card payments. Network gas fees are paid by the customer at the time of the on-chain transaction.
It depends on your mode. In All Payment Methods mode, all payments, including crypto, are converted to USDC on Base in your Suby Balance, so you always withdraw in USDC or EURC, not the original token. In Crypto Only mode, you choose: receive the exact asset and network the customer paid with, no conversion, or auto-convert everything to USDC on Base.