What Suby Does Not Do in PayFac Mode
No automatic tax calculation
Suby does not detect the applicable tax type or rate, or apply it at checkout.
No collection
Suby does not collect any tax amount from your customers on your behalf.
No remittance
Suby does not file or remit any sales tax, VAT, or GST to any authority for your sales.
No nexus tracking
Suby does not track US economic nexus thresholds or any equivalent registration threshold elsewhere.
What You’re Responsible For
1
Register where required
You must register for VAT, GST, or sales tax in every jurisdiction where you become liable to, based on your own sales volumes and local thresholds (for example, economic nexus rules in the US, or VAT OSS registration in the EU).
2
Calculate the correct tax
For each sale, you determine the applicable tax type and rate based on your customer’s location and your own tax registrations.
3
Collect it at checkout
You are responsible for including and collecting the correct tax amount as part of the price your customer pays.
4
File and remit
You file returns and remit collected tax to the relevant authorities, on your own schedule, in every jurisdiction where you’re registered.
You remain responsible for declaring and paying your own income and corporate tax as well, in both PayFac and MoR mode. This page only covers sales tax, VAT, and GST on transactions.
What Suby Does Provide
Suby’s dashboard shows you the gross amount, fees, and net proceeds per transaction, which you can export for your own accounting and tax filing. Suby does not calculate or itemize tax within these records, since it does not handle tax in this mode.FAQ
Do my customers see tax at checkout?
Do my customers see tax at checkout?
That depends entirely on how you configure your own checkout and pricing. Suby does not calculate, display, or itemize tax for you in PayFac mode, you need to build this into your pricing yourself.
Does Suby track US sales tax nexus for me?
Does Suby track US sales tax nexus for me?
No. Nexus tracking, registration, and remittance are entirely your responsibility in PayFac mode. See What is a Merchant of Record? if you’d prefer this handled for you.
Can I get help figuring out my tax obligations?
Can I get help figuring out my tax obligations?
Suby does not provide tax advice. We recommend consulting a qualified tax advisor familiar with the jurisdictions you sell into. See the Education section for general guidance.
Can I be moved to MoR mode instead?
Can I be moved to MoR mode instead?
Mode assignment is handled by Suby based on your business profile, not self-selected. If you think MoR would be a better fit for you, contact the team to discuss it.